Tempus fugit...

When you look at low (or "average") income people, you can spot an apparent direct relationship between the ability to generate income and the time needed to produce it. This direct relationship seems, however, to dissolve when you observe high-income people. In fact, in the same time, some people become richer than others. The ability to generate wealth is not, therefore, to be attributed only to the number of hours spent working.

People who are financially independent have not just devoted much of their time to become rich, nor they have necessarily worked more than others. Certainly, however, they have been able to make productive use of their time, concentrating on activities relevant to their goals.
It's always interesting for me to observe how subtle and sneaky is the different (and linked) perceptions of time and money in people, the ability to perceive the flow of time and the flow of money.
In my practice, when a company asks me to implement a budgetary control system,
the less complex aspects are those of strictly technical nature (eg, the identification of cost centers or the choice of criteria for re-allocating costs or the creation of budgets and reports). The most delicate and complex moments arise, rather, during the implementation of the system, that is the phase in which plans are translated into actions. Among the majority of entrepreneurs or managers there is an irrational and strong inertia to CHANGE, a tendency to postpone everything seems to create a havoc in their habits and routines. Any change is hard, we are always afraid to make mistakes, to fail, to discover how much humanly fragile or weak we are. But delaying only worsens any situation. Simply letting go time and things does not solve the problems, especially if they are of financial nature.

Those who lack a correct perception of time passing, those who can not handle it or who have poor time management skills or habits, almost never have a clear perception of the flow of money, they just can not handle it, leaving others "steal" their money and their time, giving away too much of their time to other people's programs, finding themselves having to give up, as a subsequent, their own.

Conversely, when we regain control over our agenda, better managing our time, we'll be able to free more and more new time for our goals. And the same happens when we take control over our finances, not only because we may have decided to use a budget, but also because just the simple and continuous monitoring of financial flows, knowing where every cent goes, reveals and releases new resources.

Whoever ending-up with the finances in disarray is often full of never carried plans in the drawer, he's an inarginabile latecomer to appointments (including those with me!), pays overdue bills for a mere procrastination of the problem, feels distressed because he has waited until the very last night for buying his Christmas gifts, he has postpone the visit to the dentist maki the situation even worse.
And all of it for his tendency to procrastination, to the bad habit to postpone: to postpone the start of his diet, to postpone that loan application, to postpone a decision on his divorce, to pospone to change his life.
And indeed, sometimes he solemnly decides to change.
From tomorrow, of course :-).

We can joke about it but, financially, procrastination and the discontinuity in completing our own commitments to achieve our goals and objectives (eg, respect a budget) is a real misfortune, sloppy surrounded as we are by distractions and emergencies rarely important.

But yet there are many techniques allowing us to compensate for our tendency to postpone that would make the happiness of every follower Mafalda's Felipe, to allow us easily to get things done.